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Loan Against Security

Loan Against Security

About Loan Against Security

About Loan Against Security

Get quick and hassle-free loans by pledging your securities with LIC Housing Finance. Our Loan Against Security offers competitive interest rates and flexible repayment options, making it an ideal choice for meeting your immediate financial needs without selling your valuable securities.

Key Features & Benefits

Quick Processing

Fast loan approval and disbursement process

Competitive Interest Rates

Attractive interest rates based on security value

Flexible Repayment

Choose from various repayment options

No Prepayment Penalty

Freedom to prepay without additional charges

Multiple Securities Accepted

Various types of securities are eligible

Minimal Documentation

Simple and straightforward process

Eligible Securities

  • National Savings Certificates (NSC)
  • Kisan Vikas Patra (KVP)
  • Government Bonds
  • Treasury Bills

  • LIC Policies
  • Other Insurance Policies with Surrender Value
  • Endowment Policies
  • Money Back Policies

  • Fixed Deposits from Scheduled Banks
  • Listed Company Shares
  • Mutual Fund Units
  • Corporate Bonds

Loan Amount

Government Securities

Up to 90% of security value

Insurance Policies

Up to 85% of surrender value

Other Securities

Up to 75% of market value

Interest Rate

Government Securities

Starting from 8.50% p.a.

Insurance Policies

Starting from 9.00% p.a.

Other Securities

Starting from 9.50% p.a.

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